Just An Ordinary Girl

Photo By: Elin Chow Website: Hong Kong Tramways During my recent trip to Hong Kong, we decided to hop onto the double decker trams to get around and see the city in a leisurely way. Ding Ding, the tram slowly approaches the station. The tram is affectionately known as "Ding Ding" by the locals. When approaching a station, the double bell on the...

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References: Central Provident Fund |  Employer Provident Fund Central Provident Fund (CPF) and  Employee Provident Fund (EPF) are both are mandatory social security saving scheme funded by contributions from employers and employees. Both are compulsory comprehensive plan for citizens and permanent residents working in the country. The purpose of CPF and EPF is to fund the people retirement, healthcare, education and housing needs....

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Photo By: Elin Chow Originally a small fishing village with a daily market, Jimbaran Bay is now the home to some of the world class 5 stars beach hotels and resorts in Bali. Perched atop the hillside, you will also find many luxury villas, offering spectacular view over Jimbaran Bay. There are however, little budget accommodation in Jimbaran Bay. It is definitely not a...

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